Better Benefits. Better Price.

Part one

The Holistic wellness membership

This is the part you use week to week. Primary care, urgent care, telehealth, standard labs and preventive visits are included at $0 at the point of service before your annual max — so you actually go when something feels off, instead of waiting.

Part two

Savvos Smart Pay sharing

When something large happens — a hospital stay, a surgery, a serious diagnosis — eligible medical needs are shared across the member community under published member guidelines, instead of landing on one household alone.

What am I actually joining?

Two things that work together: a Holistic wellness membership that covers your everyday, proactive care at $0 at the point of service, and Savvos Smart Pay, where eligible large medical needs are shared across the member community under published member guidelines.

How is this different from traditional insurance?

Traditional plans are built around deductibles you have to hit before anything feels useful. Here, everyday care is included from day one, and the big-ticket events are handled by the community sharing program. Savvos Smart Pay is not insurance and does not carry an insurance company's promise to pay — it is a membership community that shares eligible medical needs with each other.

What happens with a large medical event?

Eligible medical needs above your everyday care are submitted to the sharing community under the member guidelines. An advocate reviews the bill first. Sharing is voluntary among members and follows those published guidelines rather than a contract of indemnity.

What does it cost?

Your monthly amount depends on your age, household size and the annual max you choose. Rather than post a number that won't match your household, we build it with you — request a quote or grab fifteen minutes with an advisor.