How it works
Everyday care that's actually usable. A community behind the big stuff.
America First Healthcare pairs a Holistic wellness membership with Savvos Smart Pay. Two parts, one membership — here's what each one does.
PART ONE
Your everyday care
The Holistic wellness membership is the part you use week to week — and it's built so that using it costs you nothing at the front desk.
See a doctor without doing math
Primary care, urgent care and telehealth are $0 at the point of service before your annual max. You go when something feels off — that's the whole point of proactive care.
Preventive care is the plan, not the perk
Annual visits, standard labs and wellness screenings are built into the membership, because catching things early is what keeps big bills from ever happening.
One predictable monthly amount
You know what you pay each month. No deductible to burn through before your membership starts feeling useful.
PART TWO
How sharing handles the large needs
Savvos Smart Pay is a member community that shares eligible large medical needs together, guided by published member guidelines.
Something large happens
A hospital stay, a surgery, a serious diagnosis — the kind of medical need that would flatten a household budget on its own.
An advocate reviews the bill
Before anything is shared, member advocacy checks the charges and negotiates what's inflated. A surprising share of large bills are wrong.
The community shares it
Eligible needs are shared across the Savvos Smart Pay member community under published member guidelines — many households carrying one household's moment.
WHY MEMBERS CHOOSE IT
Built differently — on purpose
This isn't a traditional carrier product, and that's the appeal. Three things members notice right away.
Freedom
Enroll any time of year — no open-enrollment window, no employer required, no multi-year lock-in. Membership is month to month.
Price
Community sharing plus bill advocacy strips out a lot of the cost structure traditional plans carry, which is why members routinely pay less than they used to.
Community
Your monthly amount goes toward real people's medical needs — and theirs comes back to you. It's a membership, not a contract with a carrier.
And somebody in your corner
Member advocacy reviews bills before they're paid. If a charge looks wrong, an advocate works it on your behalf instead of leaving you on hold with a billing department.
See what it looks like for your household.
Get a quick quote, or spend fifteen minutes with a licensed advisor who'll walk you through the plans and the member guidelines.