The most complete plan — the most care covered before the annual max. The only plan with full $0 ACA-aligned preventive care.
What's included
Full $0 ACA preventive care
$0 · from day one
Physicals, screenings, immunizations, as outlined by the Affordable Care Act.
Holistic office visits
29 visits/yr · $150/visit
$0 before annual max, full care team.
Labs
$0 BEFORE max · $15/test · 5/yr
No deductible first for lab tests.
X-Ray
$0 BEFORE max · $50/test · 5/yr
No deductible first for X-rays.
Imaging (MRI, CT/PET, Ultrasound)
$0 BEFORE max · $350/test · 2/yr
Pre-approval required. The "no four-figure imaging bill" story lands hard.
Urgent care
$0 BEFORE max · $150/visit · 3/yr
Walk-in care with no deductible first.
Generic prescriptions
$0 generics
30/90 day fills, all generics.
Wellness reimbursement
Up to $900/yr back
$50–75/mo.
Who Holistic Premium is for
- People and families paying their own way, without an employer plan
- Households that want everyday care to be simple and predictable
- Self-employed and small-business owners watching every monthly dollar
- Members who want the full membership and Savvos Smart Pay together
How this plan works
Everyday care, day one
Primary care, urgent care, telehealth and standard labs are $0 at the point of service before your annual max. No deductible to chase first.
The community handles the big things
Eligible large medical needs are submitted to the Savvos Smart Pay community under published member guidelines, instead of landing on one household.
Somebody reviews the bill
Member advocacy reviews and negotiates charges before anything is shared — a real part of why the monthly amount stays where it does.
Questions about Holistic Premium
Who is Holistic Premium usually the right fit for?
Households paying their own way who want everyday care to be simple and predictable, and who want a community behind them if something large happens. An advisor confirms the fit in about fifteen minutes.
What do I pay when I use everyday care?
$0 at the point of service for included everyday care before your annual max — primary care, urgent care, telehealth and standard labs.
How does a large medical need get handled?
Eligible needs are submitted to the Savvos Smart Pay community under the published member guidelines, after an advocate reviews the bill on your behalf.
What does Holistic Premium cost per month?
That depends on your age, household size and the annual max you choose. Request a quote or book a call and an advisor builds the exact number with you.
Ready to see your number?
A licensed advisor builds Holistic Premium around your age, household and the annual max you choose — no obligation.
Benefits have limits. Savvos Smart Pay is a healthcare sharing program, not insurance, and sharing of eligible expenses is voluntary and not guaranteed. Pre-membership condition limitations apply. A licensed advisor will review the full member guidelines with you before you enroll.