SmartPay Pro 2500

Conception that occurs prior to membership is not eligible for sharing. Newborns whose birth is part of a shareable maternity need must be enrolled by the parent within 30 days of birth. Critical Illness: 30-day waiting period applies. Care Coordination/pre-approval required for cancer, orthopedic surgeries, cardiac procedures, neurosurgeries, dialysis, transplants, specialized wound care, GI procedures, and prosthetics (25% payment reduction penalty if not obtained).